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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,020 | $98,776+58.0% | $149,745+4.2% | $79,856+95.4% |
| Participation rate | 75.0% | 75.8%-0.8pp | 82.5%-7.5pp | 69.6%+5.4pp |
| Annual return | 10.98% | 27.38%-16.4pp | 276.72%-265.7pp | 31.71%-20.7pp |
| Employer contribution / active EE | $4,717 | $3,217+46.6% | $4,646+1.5% | $2,471+90.9% |
| Participant deferral / active EE | $5,961 | $5,681+4.9% | $6,843-12.9% | $3,741+59.4% |
| Admin fee / account holder | $3,712 | $6,053-38.7% | $9,312-60.1% | $5,306-30.0% |