Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,805 | $82,674+81.2% | $125,363+19.5% | $68,495+118.7% |
| Participation rate | 39.5% | 75.0%-35.6pp | 82.4%-42.9pp | 67.9%-28.4pp |
| Annual return | -13.60% | -5.97%-7.6pp | 572.15%-585.7pp | -7.84%-5.8pp |
| Employer contribution / active EE | $550 | $3,382-83.7% | $4,815-88.6% | $2,596-78.8% |
| Participant deferral / active EE | $5,135 | $6,111-16.0% | $7,447-31.1% | $4,028+27.5% |
| Admin fee / account holder | $309 | $6,276-95.1% | $10,005-96.9% | $5,403-94.3% |