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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,130 | $77,816+44.1% | $123,552-9.2% | $64,173+74.7% |
| Participation rate | 48.8% | 74.7%-25.9pp | 82.3%-33.5pp | 69.6%-20.7pp |
| Annual return | -6.59% | 12.49%-19.1pp | 119.20%-125.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $1,021 | $3,014-66.1% | $4,628-77.9% | $2,381-57.1% |
| Participant deferral / active EE | $7,534 | $5,240+43.8% | $6,426+17.3% | $3,470+117.2% |
| Admin fee / account holder | $240 | $5,519-95.6% | $9,285-97.4% | $4,887-95.1% |