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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,478 | $85,766-13.2% | $136,298-45.4% | $70,126+6.2% |
| Participation rate | 81.4% | 74.2%+7.2pp | 81.9%-0.5pp | 69.5%+11.9pp |
| Annual return | 17.54% | 31.46%-13.9pp | 5156.27%-5138.7pp | 73.15%-55.6pp |
| Employer contribution / active EE | $1,026 | $2,966-65.4% | $4,696-78.2% | $2,343-56.2% |
| Participant deferral / active EE | $6,253 | $5,051+23.8% | $6,247+0.1% | $3,332+87.7% |
| Admin fee / account holder | $609 | $5,421-88.8% | $9,244-93.4% | $4,645-86.9% |