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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,149 | $72,177-37.4% | $115,038-60.8% | $59,633-24.3% |
| Participation rate | 51.2% | 72.6%-21.4pp | 81.4%-30.2pp | 68.7%-17.5pp |
| Annual return | 3.13% | 12.02%-8.9pp | 26.14%-23.0pp | 2041.45%-2038.3pp |
| Employer contribution / active EE | $723 | $2,841-74.5% | $4,608-84.3% | $2,203-67.2% |
| Participant deferral / active EE | $5,224 | $4,783+9.2% | $6,026-13.3% | $3,192+63.7% |
| Admin fee / account holder | $3,501 | $4,927-28.9% | $8,175-57.2% | $4,297-18.5% |