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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,751 | $85,766+349.8% | $136,298+183.0% | $70,126+450.1% |
| Participation rate | 97.3% | 74.2%+23.2pp | 81.9%+15.4pp | 69.5%+27.8pp |
| Annual return | 14.06% | 31.46%-17.4pp | 5156.27%-5142.2pp | 73.15%-59.1pp |
| Employer contribution / active EE | $10,418 | $2,966+251.2% | $4,696+121.9% | $2,343+344.7% |
| Participant deferral / active EE | $8,040 | $5,051+59.2% | $6,247+28.7% | $3,332+141.3% |
| Admin fee / account holder | $1,702 | $5,421-68.6% | $9,244-81.6% | $4,645-63.4% |