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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,735 | $76,551+324.2% | $123,894+162.1% | $62,881+416.4% |
| Participation rate | 96.1% | 73.0%+23.1pp | 81.4%+14.6pp | 69.3%+26.7pp |
| Annual return | 5.97% | 18.68%-12.7pp | 47.52%-41.6pp | 20.14%-14.2pp |
| Employer contribution / active EE | $9,735 | $2,882+237.7% | $4,617+110.9% | $2,281+326.8% |
| Participant deferral / active EE | $9,061 | $4,840+87.2% | $5,984+51.4% | $3,203+182.9% |
| Admin fee / account holder | $3,007 | $4,826-37.7% | $8,357-64.0% | $4,296-30.0% |