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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,297 | $77,817+401.6% | $123,553+215.9% | $64,173+508.2% |
| Participation rate | 98.4% | 74.7%+23.7pp | 82.3%+16.1pp | 69.6%+28.9pp |
| Annual return | -3.17% | 12.49%-15.7pp | 119.21%-122.4pp | 7.63%-10.8pp |
| Employer contribution / active EE | $11,993 | $3,014+297.9% | $4,628+159.1% | $2,381+403.7% |
| Participant deferral / active EE | $9,888 | $5,240+88.7% | $6,426+53.9% | $3,470+185.0% |
| Admin fee / account holder | $12,500 | $5,519+126.5% | $9,284+34.6% | $4,887+155.8% |