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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,303 | $72,177+310.5% | $115,038+157.6% | $59,633+396.9% |
| Participation rate | 98.7% | 72.6%+26.2pp | 81.4%+17.3pp | 68.7%+30.0pp |
| Annual return | 0.65% | 12.02%-11.4pp | 26.14%-25.5pp | 2041.45%-2040.8pp |
| Employer contribution / active EE | $9,948 | $2,841+250.1% | $4,608+115.9% | $2,203+351.7% |
| Participant deferral / active EE | $9,915 | $4,783+107.3% | $6,026+64.5% | $3,192+210.6% |
| Admin fee / account holder | $1,042 | $4,927-78.9% | $8,175-87.3% | $4,297-75.8% |