Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $41,897 |
Filed as: EMPOWER LIFE & ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $21,570 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $19,656 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,014 | $54,213+40.2% | $93,696-18.9% | $77,736-2.2% |
| Participation rate | 56.9% | 64.0%-7.0pp | 68.7%-11.8pp | 70.6%-13.7pp |
| Annual return | 15.25% | 30.55%-15.3pp | 133.74%-118.5pp | 31.26%-16.0pp |
| Employer contribution / active EE | $2,812 | $1,168+140.7% | $2,422+16.1% | $2,728+3.1% |
| Participant deferral / active EE | $5,142 | $3,145+63.5% | $4,417+16.4% | $4,651+10.6% |
| Admin fee / account holder | $325 | $575-43.5% | $8,287-96.1% | $433-25.1% |