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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,674 | $144,130-23.2% | $117,861-6.1% | $147,586-25.0% |
| Participation rate | 77.8% | 83.4%-5.6pp | 79.7%-1.9pp | 82.8%-5.1pp |
| Annual return | 14.23% | 531.20%-517.0pp | 335.11%-320.9pp | 578.59%-564.4pp |
| Employer contribution / active EE | $6,000 | $4,897+22.5% | $3,786+58.5% | $4,876+23.0% |
| Participant deferral / active EE | $7,858 | $5,316+47.8% | $4,482+75.3% | $5,439+44.5% |
| Admin fee / account holder | $4,836 | $10,887-55.6% | $8,021-39.7% | $10,886-55.6% |