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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,721 | $176,786-5.1% | $146,643+14.4% | $167,536+0.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 13.91% | 24.04%-10.1pp | 22.75%-8.8pp | 478.82%-464.9pp |
| Employer contribution / active EE | $6,594 | $5,161+27.8% | $4,137+59.4% | $4,839+36.3% |
| Participant deferral / active EE | $10,258 | $6,440+59.3% | $5,506+86.3% | $6,342+61.7% |
| Admin fee / account holder | $4,586 | $13,262-65.4% | $10,280-55.4% | $12,315-62.8% |