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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,099 | $114,712+86.6% | $173,730+23.2% | $87,485+144.7% |
| Participation rate | 96.4% | 73.0%+23.4pp | 79.6%+16.9pp | 68.9%+27.5pp |
| Annual return | 11.73% | 20.18%-8.5pp | 19.96%-8.2pp | 26.06%-14.3pp |
| Employer contribution / active EE | $5,836 | $2,904+101.0% | $4,577+27.5% | $2,596+124.8% |
| Participant deferral / active EE | $9,257 | $4,642+99.4% | $6,326+46.3% | $4,274+116.6% |
| Admin fee / account holder | $16,159 | $10,210+58.3% | $17,523-7.8% | $7,775+107.8% |