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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,828 | $91,536+110.7% | $130,062+48.3% | $75,177+156.5% |
| Participation rate | 80.0% | 71.5%+8.5pp | 78.5%+1.5pp | 67.2%+12.8pp |
| Annual return | 21.72% | -631.62%+653.3pp | -137.37%+159.1pp | 160.75%-139.0pp |
| Employer contribution / active EE | $5,669 | $2,845+99.3% | $4,322+31.2% | $2,671+112.2% |
| Participant deferral / active EE | $9,119 | $4,343+110.0% | $5,821+56.7% | $4,126+121.0% |
| Admin fee / account holder | $4,683 | $6,780-30.9% | $10,601-55.8% | $5,651-17.1% |