Retirement plan

ISO 401(K) SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN

Name: INSURANCE SERVICES OFFICE, INC. - ISO 401(K) SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN (2017) Form 5500
Creator: INSURANCE SERVICES OFFICE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ISO 401(K) SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN, INSURANCE SERVICES OFFICE, INC.

INSURANCE SERVICES OFFICE, INC.EIN 13-3131412Plan #003PY 2017

545 WASHINGTON BLVD - JERSEY CITY, NJ 073101607201-469-3006LinkedIn5001-10000 employeesinsurance

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed April 30, 2002 (most recent of 6 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$1592.6M

-1.2% from 2016

Total participants

7,318

+12.5% from 2016

Average account balance

$224,121

-9.3% from 2016

Annual return

15.70%

+3.69 pp from 2016

Benchmarks

See 531 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants1,000-4,999

Cohort531 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.27B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$279K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

8,143

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$82.34M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$62

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY DW INC Service code 49 · EIN 94-1671384	Other Services	$192,859
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290	Contract Administrator	$124,857
THE BANK OF NEW YORK MELLON3+ years Filed as: PERSHING, LLC Service code 33 · EIN 13-2741729	Securities brokerage; Direct payment ...	$49,006
NATIONAL FINANCIAL SERVICES1 year Filed as: NATIONAL FINANCIAL SERVICES, LLC Service code 33 · EIN 04-3532603	Account maintenance fees; Recordkeepi...	$9,486

Plan features & details

Pension benefit codes2E2F2H2J2K2P2R2S2T3H3I

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$150K

$31 / participant

Contract admin$150K100.0%

% of EOY assets

0.009%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: COHNREZNICK LLP
Auditor EIN: 221478099
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$224,121

$89,274+151.0%

$149,721+49.7%

$77,958+187.5%

Participation rate

95.6%

87.6%+8.0pp

87.1%+8.6pp

71.6%+24.0pp

Annual return

15.70%

20.36%-4.7pp

1501.67%-1486.0pp

20.87%-5.2pp

Employer contribution / active EE

$3,321

$3,727-10.9%

$5,444-39.0%

$2,310+43.7%

Participant deferral / active EE

$6,581

$5,382+22.3%

$6,568+0.2%

$3,537+86.1%

Admin fee / account holder

$21

$240-91.2%

$11,282-99.8%

$97-78.4%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY3+ years

Filed as: MORGAN STANLEY DW INC

Service code 49 · EIN 94-1671384

Other Services

$192,859

PRINCIPAL LIFE INSURANCE COMPANY3+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$124,857

THE BANK OF NEW YORK MELLON3+ years

Filed as: PERSHING, LLC

Service code 33 · EIN 13-2741729

Securities brokerage; Direct payment ...

$49,006

NATIONAL FINANCIAL SERVICES1 year

Filed as: NATIONAL FINANCIAL SERVICES, LLC

Service code 33 · EIN 04-3532603

Account maintenance fees; Recordkeepi...

$9,486

ISO 401(K) SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ISO 401(K) SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion