Retirement plan

ISO 401(K) SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN

Name: INSURANCE SERVICES OFFICE, INC. - ISO 401(K) SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN (2019) Form 5500
Creator: INSURANCE SERVICES OFFICE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ISO 401(K) SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN, INSURANCE SERVICES OFFICE, INC.

INSURANCE SERVICES OFFICE, INC.EIN 13-3131412Plan #003PY 2019

545 WASHINGTON BLVD - JERSEY CITY, NJ 073101607201-469-3006LinkedIn5001-10000 employeesinsurance

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed April 30, 2002 (most recent of 6 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$1889.6M

+22.5% from 2018

Total participants

8,216

+4.1% from 2018

Average account balance

$235,462

+18.9% from 2018

Annual return

28.53%

+24.87 pp from 2018

Benchmarks

See 89 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants5,000-9,999

Cohort89 peers

Snapshot2019

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Analytics

Total assets (EOY)

Plan-year ending balance

$2.27B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$279K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

8,143

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$82.34M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$62

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290	Contract Administrator	$760,027
NORTHERN TRUST COMPANY2 years Filed as: NORTHERN TRUST INVESTMENTS, INC. Service code 27 · EIN 36-3608252	Advisory (Plan)	$81,304
FIDELITY INVESTMENTS INSTITUTIONAL1 year Filed as: FIDELITY GLOBAL BROKERAGE GROUP INC Service code 33 · EIN 04-3257666	Securities brokerage; Direct payment ...	$47,257

Plan features & details

Pension benefit codes2E2F2G2J2K2P2R2S2T3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$895K

$166 / participant

Investment mgmt$81K9.1%
Contract admin$814K90.9%

% of EOY assets

0.047%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: COHNREZNICK, LLP
Auditor EIN: 221478099
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$235,462

$110,760+112.6%

$162,163+45.2%

$82,204+186.4%

Participation rate

96.5%

92.7%+3.8pp

87.6%+8.9pp

73.4%+23.1pp

Annual return

28.53%

22.97%+5.6pp

115.59%-87.1pp

26.31%+2.2pp

Employer contribution / active EE

$5,601

$4,437+26.2%

$5,614-0.2%

$2,707+106.9%

Participant deferral / active EE

$7,641

$6,652+14.9%

$7,298+4.7%

$4,246+80.0%

Admin fee / account holder

$112

$65+71.3%

$10,843-99.0%

$76+47.6%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY5+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$760,027

NORTHERN TRUST COMPANY2 years

Filed as: NORTHERN TRUST INVESTMENTS, INC.

Service code 27 · EIN 36-3608252

Advisory (Plan)

$81,304

FIDELITY INVESTMENTS INSTITUTIONAL1 year

Filed as: FIDELITY GLOBAL BROKERAGE GROUP INC

Service code 33 · EIN 04-3257666

Securities brokerage; Direct payment ...

$47,257

ISO 401(K) SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ISO 401(K) SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion