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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,794 | $127,790-71.2% | $106,554-65.5% | $167,553-78.0% |
| Participation rate | 95.7% | 78.3%+17.4pp | 76.1%+19.5pp | 82.1%+13.5pp |
| Annual return | 32.98% | 33.88%-0.9pp | 26.80%+6.2pp | 478.89%-445.9pp |
| Employer contribution / active EE | $4,318 | $3,427+26.0% | $2,819+53.2% | $4,840-10.8% |
| Participant deferral / active EE | $1,008 | $5,088-80.2% | $4,398-77.1% | $6,343-84.1% |
| Admin fee / account holder | $1,702 | $11,231-84.8% | $7,408-77.0% | $12,316-86.2% |