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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,755 | $104,251-77.2% | $91,004-73.9% | $147,586-83.9% |
| Participation rate | 95.5% | 78.2%+17.2pp | 75.6%+19.9pp | 82.8%+12.6pp |
| Annual return | 6.19% | 27.06%-20.9pp | 4.60%+1.6pp | 578.59%-572.4pp |
| Employer contribution / active EE | $560 | $3,116-82.0% | $2,456-77.2% | $4,876-88.5% |
| Participant deferral / active EE | $0 | $4,195-100.0% | $3,548-100.0% | $5,439-100.0% |
| Admin fee / account holder | $22,744 | $8,948+154.2% | $5,417+319.8% | $10,886+108.9% |