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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,171 | $116,203-76.6% | $93,621-71.0% | $152,909-82.2% |
| Participation rate | 90.9% | 78.1%+12.9pp | 75.8%+15.1pp | 82.5%+8.5pp |
| Annual return | 20.05% | 35.96%-15.9pp | 32.76%-12.7pp | 345.46%-325.4pp |
| Employer contribution / active EE | $625 | $3,219-80.6% | $2,719-77.0% | $4,764-86.9% |
| Participant deferral / active EE | $272 | $4,605-94.1% | $4,070-93.3% | $5,851-95.3% |
| Admin fee / account holder | $2,075 | $10,751-80.7% | $7,890-73.7% | $11,601-82.1% |