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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,698 | $99,032-76.1% | $80,022-70.4% | $135,380-82.5% |
| Participation rate | 85.0% | 78.4%+6.6pp | 75.8%+9.2pp | 82.6%+2.4pp |
| Annual return | -3.98% | 15.39%-19.4pp | 11.22%-15.2pp | 519.81%-523.8pp |
| Employer contribution / active EE | $574 | $3,043-81.2% | $2,468-76.8% | $4,779-88.0% |
| Participant deferral / active EE | $316 | $4,282-92.6% | $3,686-91.4% | $5,609-94.4% |
| Admin fee / account holder | $740 | $10,436-92.9% | $6,521-88.7% | $10,828-93.2% |