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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,276 | $101,063+22.0% | $81,473+51.3% | $147,586-16.5% |
| Participation rate | 75.0% | 74.5%+0.5pp | 68.0%+7.0pp | 82.8%-7.8pp |
| Annual return | 11.95% | 32.41%-20.5pp | 38.78%-26.8pp | 578.59%-566.6pp |
| Employer contribution / active EE | $0 | $3,206-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,109 | $4,242+44.0% | $3,537+72.7% | $5,439+12.3% |
| Admin fee / account holder | $5,155 | $5,812-11.3% | $4,561+13.0% | $10,886-52.6% |