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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,336 | $100,139+197.9% | $85,187+250.2% | $145,884+104.5% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 10.65% | 84.15%-73.5pp | 66.67%-56.0pp | 551.85%-541.2pp |
| Employer contribution / active EE | $2,600 | $3,238-19.7% | $2,732-4.8% | $4,662-44.2% |
| Participant deferral / active EE | $9,319 | $5,296+76.0% | $4,525+105.9% | $6,690+39.3% |
| Admin fee / account holder | $3,680 | $7,262-49.3% | $6,162-40.3% | $13,392-72.5% |