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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,763 | $42,383+187.3% | $76,518+59.1% | $64,173+89.7% |
| Participation rate | 76.9% | 58.1%+18.8pp | 68.0%+8.9pp | 69.6%+7.4pp |
| Annual return | -4.49% | -16.54%+12.0pp | -0.27%-4.2pp | 7.63%-12.1pp |
| Employer contribution / active EE | $0 | $1,563-100.0% | $2,647-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $5,727 | $2,566+123.2% | $3,836+49.3% | $3,470+65.1% |
| Admin fee / account holder | $8,790 | $3,198+174.9% | $4,849+81.3% | $4,887+79.8% |