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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,086 | $49,897+423.3% | $80,648+223.7% | $75,177+247.3% |
| Participation rate | 70.4% | 55.3%+15.0pp | 67.0%+3.4pp | 67.2%+3.2pp |
| Annual return | 8.55% | 34.68%-26.1pp | 937.21%-928.7pp | 160.75%-152.2pp |
| Employer contribution / active EE | $2,355 | $1,699+38.6% | $2,724-13.5% | $2,671-11.8% |
| Participant deferral / active EE | $7,465 | $2,992+149.5% | $4,443+68.0% | $4,126+80.9% |
| Admin fee / account holder | $3,928 | $3,579+9.8% | $5,382-27.0% | $5,651-30.5% |