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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,075 | $166,268+10.7% | $165,100+11.5% | $145,897+26.2% |
| Participation rate | 47.6% | 82.0%-34.4pp | 78.6%-31.0pp | 80.3%-32.7pp |
| Annual return | 10.74% | 100.52%-89.8pp | 70.21%-59.5pp | 552.29%-541.5pp |
| Employer contribution / active EE | $2,265 | $5,284-57.1% | $4,348-47.9% | $4,663-51.4% |
| Participant deferral / active EE | $4,539 | $6,964-34.8% | $6,035-24.8% | $6,689-32.1% |
| Admin fee / account holder | $69,709 | $16,659+318.4% | $12,696+449.1% | $13,390+420.6% |