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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,462 | $65,367+384.1% | $92,915+240.6% | $72,976+333.7% |
| Participation rate | 93.5% | 68.3%+25.2pp | 76.0%+17.5pp | 69.5%+24.0pp |
| Annual return | 20.50% | 42.11%-21.6pp | 109.45%-89.0pp | 81.02%-60.5pp |
| Employer contribution / active EE | $6,642 | $2,594+156.1% | $3,653+81.8% | $2,440+172.2% |
| Participant deferral / active EE | $11,595 | $3,128+270.6% | $4,238+173.6% | $3,608+221.4% |
| Admin fee / account holder | $6,248 | $4,251+47.0% | $5,796+7.8% | $5,124+21.9% |