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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,042 | $63,346+329.5% | $92,240+194.9% | $70,126+287.9% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 15.80% | 530.19%-514.4pp | 176.29%-160.5pp | 73.15%-57.3pp |
| Employer contribution / active EE | $108 | $2,471-95.6% | $3,680-97.1% | $2,343-95.4% |
| Participant deferral / active EE | $12,554 | $2,854+339.9% | $3,897+222.2% | $3,332+276.8% |
| Admin fee / account holder | $1,131 | $3,841-70.5% | $5,194-78.2% | $4,645-75.6% |