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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,221 | $57,350+352.0% | $83,849+209.2% | $64,186+303.9% |
| Participation rate | 95.6% | 68.6%+26.9pp | 76.1%+19.4pp | 69.6%+26.0pp |
| Annual return | -3.36% | 11.38%-14.7pp | 850.91%-854.3pp | 7.63%-11.0pp |
| Employer contribution / active EE | $8,961 | $2,545+252.0% | $3,631+146.8% | $2,381+276.4% |
| Participant deferral / active EE | $11,316 | $2,993+278.1% | $4,082+177.2% | $3,470+226.1% |
| Admin fee / account holder | $1,383 | $4,046-65.8% | $5,478-74.7% | $4,888-71.7% |