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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,071 | $78,682+280.1% | $109,188+173.9% | $85,851+248.4% |
| Participation rate | 90.7% | 68.3%+22.4pp | 75.9%+14.8pp | 69.3%+21.4pp |
| Annual return | 8.97% | 25.09%-16.1pp | 25.76%-16.8pp | 318.63%-309.7pp |
| Employer contribution / active EE | $6,977 | $2,734+155.2% | $3,723+87.4% | $2,565+171.9% |
| Participant deferral / active EE | $11,012 | $3,468+217.6% | $4,654+136.6% | $3,952+178.6% |
| Admin fee / account holder | $36,036 | $5,470+558.8% | $6,755+433.4% | $6,261+475.6% |