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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,339 | $56,197+53.6% | $67,652+27.6% | $59,633+44.8% |
| Participation rate | 60.7% | 71.5%-10.8pp | 75.7%-15.0pp | 68.7%-8.0pp |
| Annual return | -0.30% | 18508.10%-18508.4pp | 6625.40%-6625.7pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $1,366 | $1,615-15.4% | $2,266-39.7% | $2,203-38.0% |
| Participant deferral / active EE | $5,605 | $2,844+97.1% | $3,560+57.5% | $3,192+75.6% |
| Admin fee / account holder | $720 | $3,958-81.8% | $4,821-85.1% | $4,297-83.3% |