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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,229 | $80,992+55.9% | $96,534+30.8% | $75,173+67.9% |
| Participation rate | 68.0% | 71.8%-3.8pp | 76.0%-8.0pp | 67.2%+0.8pp |
| Annual return | 18.60% | 27.05%-8.4pp | 25.88%-7.3pp | 160.72%-142.1pp |
| Employer contribution / active EE | $1,919 | $2,283-15.9% | $2,965-35.3% | $2,671-28.2% |
| Participant deferral / active EE | $6,650 | $3,929+69.2% | $4,851+37.1% | $4,126+61.2% |
| Admin fee / account holder | $21,107 | $6,717+214.2% | $8,253+155.7% | $5,651+273.5% |