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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,230 | $72,486+49.3% | $87,103+24.3% | $72,976+48.3% |
| Participation rate | 64.9% | 72.8%-7.9pp | 76.9%-11.9pp | 69.5%-4.6pp |
| Annual return | 19.68% | 24.46%-4.8pp | 28.19%-8.5pp | 81.02%-61.3pp |
| Employer contribution / active EE | $1,659 | $1,894-12.4% | $2,521-34.2% | $2,440-32.0% |
| Participant deferral / active EE | $6,110 | $3,270+86.9% | $4,049+50.9% | $3,608+69.4% |
| Admin fee / account holder | $11,852 | $5,055+134.5% | $7,491+58.2% | $5,124+131.3% |