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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,226 | $71,878+68.7% | $86,698+39.8% | $68,486+77.0% |
| Participation rate | 68.1% | 72.2%-4.1pp | 76.6%-8.5pp | 67.9%+0.2pp |
| Annual return | -14.82% | 3.53%-18.4pp | 35.95%-50.8pp | -7.85%-7.0pp |
| Employer contribution / active EE | $2,202 | $2,173+1.3% | $2,837-22.4% | $2,597-15.2% |
| Participant deferral / active EE | $8,023 | $3,779+112.3% | $4,656+72.3% | $4,028+99.2% |
| Admin fee / account holder | $15,414 | $6,113+152.2% | $7,493+105.7% | $5,404+185.2% |