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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,292 | $106,247+38.6% | $96,515+52.6% | $139,466+5.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 0.89% | 38.47%-37.6pp | 35.73%-34.8pp | 373.66%-372.8pp |
| Employer contribution / active EE | $6,067 | $4,106+47.8% | $3,740+62.2% | $4,754+27.6% |
| Participant deferral / active EE | $4,630 | $5,456-15.1% | $4,880-5.1% | $6,712-31.0% |
| Admin fee / account holder | $51,786 | $7,885+556.8% | $6,735+668.9% | $11,409+353.9% |