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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,613 | $115,814+19.7% | $101,275+36.9% | $158,982-12.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 1.00% | 56.16%-55.2pp | 46.48%-45.5pp | 302.99%-302.0pp |
| Employer contribution / active EE | $7,842 | $4,176+87.8% | $3,660+114.3% | $4,763+64.6% |
| Participant deferral / active EE | $8,387 | $4,958+69.2% | $4,371+91.9% | $5,983+40.2% |
| Admin fee / account holder | $40,280 | $7,249+455.7% | $5,948+577.2% | $11,252+258.0% |