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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,760 | $107,363+64.6% | $92,909+90.2% | $152,897+15.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 4.01% | 145.63%-141.6pp | 109.44%-105.4pp | 345.43%-341.4pp |
| Employer contribution / active EE | $8,152 | $4,222+93.1% | $3,653+123.1% | $4,764+71.1% |
| Participant deferral / active EE | $8,300 | $4,848+71.2% | $4,238+95.9% | $5,851+41.9% |
| Admin fee / account holder | $6,624 | $7,082-6.5% | $5,795+14.3% | $11,599-42.9% |