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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,328 | $56,894+85.1% | $84,753+24.3% | $62,881+67.5% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 0.48% | 6.30%-5.8pp | 22.78%-22.3pp | 20.14%-19.7pp |
| Employer contribution / active EE | $6,519 | $2,400+171.6% | $3,574+82.4% | $2,281+185.8% |
| Participant deferral / active EE | $7,642 | $2,709+182.1% | $3,712+105.9% | $3,203+138.6% |
| Admin fee / account holder | $10,638 | $3,581+197.1% | $5,333+99.5% | $4,296+147.6% |