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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,229 | $63,342+105.6% | $92,236+41.2% | $70,131+85.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 9.51% | 530.15%-520.6pp | 176.29%-166.8pp | 73.14%-63.6pp |
| Employer contribution / active EE | $7,657 | $2,471+209.9% | $3,679+108.1% | $2,342+226.9% |
| Participant deferral / active EE | $7,621 | $2,854+167.1% | $3,897+95.6% | $3,332+128.7% |
| Admin fee / account holder | $6,118 | $3,840+59.3% | $5,194+17.8% | $4,645+31.7% |