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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,250 | $129,737+30.5% | $119,126+42.1% | $154,746+9.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 9.02% | 379.08%-370.1pp | 282.11%-273.1pp | 172.34%-163.3pp |
| Employer contribution / active EE | $6,092 | $4,375+39.3% | $4,034+51.0% | $4,379+39.1% |
| Participant deferral / active EE | $5,654 | $5,842-3.2% | $5,318+6.3% | $6,730-16.0% |
| Admin fee / account holder | $1,371 | $11,961-88.5% | $10,693-87.2% | $14,365-90.5% |