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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,043 | $102,595+65.7% | $94,057+80.8% | $154,746+9.9% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 80.7%-30.7pp |
| Annual return | 10.60% | 583.42%-572.8pp | 480.62%-470.0pp | 172.34%-161.7pp |
| Employer contribution / active EE | $790 | $3,147-74.9% | $2,933-73.1% | $4,379-82.0% |
| Participant deferral / active EE | $1,302 | $5,118-74.6% | $4,709-72.4% | $6,730-80.7% |
| Admin fee / account holder | $1,969 | $7,736-74.6% | $7,244-72.8% | $14,365-86.3% |