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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,691 | $90,486+88.6% | $78,676+117.0% | $273,972-37.7% |
| Participation rate | 50.0% | 76.5%-26.5pp | 73.6%-23.6pp | 83.0%-33.0pp |
| Annual return | 7.35% | 75.62%-68.3pp | 62.19%-54.8pp | 41.46%-34.1pp |
| Employer contribution / active EE | $956 | $3,175-69.9% | $2,850-66.5% | $4,869-80.4% |
| Participant deferral / active EE | $1,673 | $3,901-57.1% | $3,517-52.4% | $5,287-68.4% |
| Admin fee / account holder | $1,817 | $5,263-65.5% | $4,510-59.7% | $10,133-82.1% |