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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,310 | $92,743+51.3% | $82,744+69.6% | $134,532+4.3% |
| Participation rate | 63.6% | 75.2%-11.6pp | 72.6%-8.9pp | 81.2%-17.6pp |
| Annual return | -15.89% | 946.63%-962.5pp | 702.22%-718.1pp | 418.27%-434.2pp |
| Employer contribution / active EE | $1,143 | $3,273-65.1% | $3,008-62.0% | $4,741-75.9% |
| Participant deferral / active EE | $2,352 | $4,802-51.0% | $4,395-46.5% | $6,401-63.2% |
| Admin fee / account holder | $1,169 | $5,977-80.4% | $5,325-78.0% | $11,429-89.8% |