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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,330 | $103,008+113.9% | $90,304+144.0% | $152,897+44.1% |
| Participation rate | 63.6% | 75.9%-12.2pp | 73.3%-9.6pp | 82.5%-18.8pp |
| Annual return | 19.30% | 95.22%-75.9pp | 78.13%-58.8pp | 345.43%-326.1pp |
| Employer contribution / active EE | $1,492 | $3,139-52.5% | $2,855-47.7% | $4,764-68.7% |
| Participant deferral / active EE | $2,474 | $4,281-42.2% | $3,885-36.3% | $5,851-57.7% |
| Admin fee / account holder | $674 | $6,175-89.1% | $5,354-87.4% | $11,599-94.2% |