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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,918 | $96,678+48.9% | $86,640+66.1% | $139,466+3.2% |
| Participation rate | 71.4% | 74.4%-3.0pp | 71.7%-0.3pp | 80.3%-8.9pp |
| Annual return | 10.51% | 106.69%-96.2pp | 592.52%-582.0pp | 373.66%-363.2pp |
| Employer contribution / active EE | $1,572 | $3,265-51.9% | $3,024-48.0% | $4,754-66.9% |
| Participant deferral / active EE | $3,072 | $4,837-36.5% | $4,438-30.8% | $6,712-54.2% |
| Admin fee / account holder | $679 | $6,410-89.4% | $5,616-87.9% | $11,409-94.0% |