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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,007 | $106,524+281.1% | $152,301+166.6% | $87,485+364.1% |
| Participation rate | 98.0% | 75.8%+22.2pp | 82.4%+15.5pp | 68.9%+29.0pp |
| Annual return | 17.89% | 26.89%-9.0pp | 80.50%-62.6pp | 26.06%-8.2pp |
| Employer contribution / active EE | $9,307 | $3,371+176.1% | $4,624+101.3% | $2,596+258.5% |
| Participant deferral / active EE | $14,567 | $6,525+123.3% | $8,004+82.0% | $4,274+240.9% |
| Admin fee / account holder | $23,728 | $8,287+186.3% | $14,398+64.8% | $7,775+205.2% |