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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,541 | $86,701-9.4% | $73,309+7.1% | $125,389-37.4% |
| Participation rate | 92.3% | 78.6%+13.7pp | 74.9%+17.4pp | 83.2%+9.1pp |
| Annual return | 0.26% | 2.78%-2.5pp | 5.67%-5.4pp | 282.24%-282.0pp |
| Employer contribution / active EE | $245 | $4,152-94.1% | $3,237-92.4% | $4,866-95.0% |
| Participant deferral / active EE | $3,883 | $5,549-30.0% | $4,991-22.2% | $5,352-27.4% |
| Admin fee / account holder | $7,866 | $7,768+1.3% | $5,635+39.6% | $9,541-17.6% |