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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,013 | $97,020-20.6% | $83,327-7.6% | $135,380-43.1% |
| Participation rate | 93.3% | 80.4%+12.9pp | 77.8%+15.6pp | 82.6%+10.7pp |
| Annual return | -5.42% | 12.31%-17.7pp | 10.64%-16.1pp | 519.81%-525.2pp |
| Employer contribution / active EE | $329 | $4,144-92.1% | $3,379-90.3% | $4,779-93.1% |
| Participant deferral / active EE | $4,716 | $5,964-20.9% | $5,565-15.3% | $5,609-15.9% |
| Admin fee / account holder | $19,132 | $8,426+127.1% | $7,540+153.7% | $10,828+76.7% |