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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,673 | $105,856-9.6% | $90,161+6.1% | $147,586-35.2% |
| Participation rate | 93.3% | 79.7%+13.6pp | 76.9%+16.5pp | 82.8%+10.5pp |
| Annual return | 12.38% | 37.63%-25.2pp | 34.89%-22.5pp | 578.59%-566.2pp |
| Employer contribution / active EE | $322 | $4,126-92.2% | $3,318-90.3% | $4,876-93.4% |
| Participant deferral / active EE | $4,472 | $5,733-22.0% | $5,287-15.4% | $5,439-17.8% |
| Admin fee / account holder | $2,285 | $8,046-71.6% | $5,943-61.6% | $10,886-79.0% |