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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,102 | $96,558-15.0% | $80,977+1.4% | $273,972-70.0% |
| Participation rate | 92.9% | 79.1%+13.8pp | 75.8%+17.0pp | 83.0%+9.8pp |
| Annual return | -0.10% | 15.14%-15.2pp | 17.11%-17.2pp | 41.46%-41.6pp |
| Employer contribution / active EE | $315 | $4,869-93.5% | $3,715-91.5% | $4,869-93.5% |
| Participant deferral / active EE | $4,060 | $6,598-38.5% | $5,696-28.7% | $5,287-23.2% |
| Admin fee / account holder | $514 | $7,493-93.1% | $5,517-90.7% | $10,133-94.9% |