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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,786 | $96,956+229.8% | $69,779+358.3% | $273,972+16.7% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.8%+28.2pp | 83.0%+17.0pp |
| Annual return | 8.35% | 12.93%-4.6pp | 12.99%-4.6pp | 41.46%-33.1pp |
| Employer contribution / active EE | $9,375 | $3,316+182.7% | $2,338+300.9% | $4,869+92.6% |
| Participant deferral / active EE | $11,596 | $3,744+209.7% | $2,931+295.7% | $5,287+119.3% |
| Admin fee / account holder | $1,627 | $7,934-79.5% | $4,381-62.9% | $10,133-83.9% |